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Instead of a credit score, they primarily look at income stability and proof of residency.

In a traditional car-buying scenario, the dealer sends your application to multiple banks to find a loan. In a BHPH model, the .

Usually, the dealer tells you which cars you qualify for before you browse, significantly limiting your choices. The True Cost of Convenience

Navigating "Buy Here Pay Here" Lenders: Lifeline or Debt Trap?