If you aren't at 760 yet, you can still qualify for homeownership through various programs:
: Consider using tools that report your on-time rent and utility payments to the bureaus to build additional positive history. To give you more tailored advice, could you share: What price range are you looking at? Do you have a specific loan type (like VA or FHA) in mind? Are you a first-time buyer ? what is the ideal credit score to buy a house
*Estimates based on current 2026 market analysis for a standard 30-year fixed loan. If you aren't at 760 yet, you can