Want To Buy A House With No Money Down (2025)

: In exchange for a slightly higher interest rate, some lenders will pay for your closing costs. ⚠️ Important Trade-offs to Consider

: Generally capped at 115% of the area's median income (e.g., $119,850 for a 1-4 person household in most areas). want to buy a house with no money down

: Many lenders accept scores starting at 580–620 . : In exchange for a slightly higher interest

Two main federal programs allow you to finance , meaning no cash down payment is required. want to buy a house with no money down