Unmarried Couples Buying A House May 2026

: Draft a legally binding contract with a real estate attorney. It should detail how you will manage joint ownership and provide a clear exit strategy for a breakup.

Buying a home as an unmarried couple lacks the "default" legal safety net of marriage, but you can create your own protections through careful planning. unmarried couples buying a house

: Both partners own 50%. If one dies, their share automatically goes to the survivor without going through probate. : Draft a legally binding contract with a

: You can both be on the title (deed) even if only one person is on the mortgage. 4. Tax and Insurance Considerations : Both partners own 50%

: You cannot file taxes jointly. Only the person(s) on the mortgage can typically claim the mortgage interest deduction, and you may need to itemize to split it.