Trying To Buy A House With Bad Credit 🎯

: These are the standard for low-credit buyers. Score 580+ : Requires only a 3.5% down payment . Score 500–579 : Requires a 10% down payment .

: Available to veterans and service members. They often have no official minimum credit score (though many lenders prefer 620) and require 0% down . trying to buy a house with bad credit

: Some 2026 lenders like Guild Mortgage and Sage Home Loans specifically market to these lower brackets. : These are the standard for low-credit buyers