Texas Home Buying Guide Guide

If you are a first-time buyer, look into programs from the Texas State Affordable Housing Corporation (TSAHC) or the Texas Department of Housing and Community Affairs (TDHCA) for down payment assistance. 2. Get Pre-Approved

In Texas, you need to budget for more than just the purchase price. Expect closing costs to range between 2% and 5% of the loan amount. texas home buying guide

A is your "golden ticket" in the Texas market. It proves to sellers that a lender has already verified your income, credit, and assets. In competitive markets like North Houston or Frisco, many sellers won't even consider an offer without a pre-approval letter. If you are a first-time buyer, look into