If you are financing or leasing, your lender will require full coverage (collision and comprehensive) to protect their investment.
You can often drive away by showing your existing insurance card, but you must add the new VIN to your policy within the grace period. 2. You Are a First-Time Buyer
Call your agent to confirm your policy includes this benefit. should i get car insurance before buying a car
Most dealerships will not hand over the keys without proof of insurance.
You are financially responsible for any accident the moment you take ownership, even if you’ve only owned the car for 10 minutes. 🛠️ How to Get Insurance (3 Common Scenarios) 1. You Already Have an Active Policy If you are financing or leasing, your lender
Once you pick the exact car, get its Vehicle Identification Number (VIN) from the seller.
If you don't have a policy, you must set one up before finalizing the sale. You Are a First-Time Buyer Call your agent
If you currently own a car and have insurance, your provider likely offers a (usually 7 to 30 days) that automatically extends your current coverage to a new vehicle.