: While closed in England, equity loans may still be available in Wales under different terms. David Ulldemolins – Written evidence (EHM0086)
: He noted that "Help to Buy 2" (the mortgage guarantee scheme) stimulated lenders to offer 95% Loan-to-Value (LTV) mortgages.
: Boulger argued that the coalition government used Help to Buy as a response to the impact of Basel II regulations on mortgage lending. Proposals for Reform
It is important to note that the primary scheme in England is no longer open: