: Aim for this down payment to avoid Private Mortgage Insurance (PMI).

Before looking at a single listing, you must prove to lenders that you are a "safe bet".

: Lenders prefer a Debt-to-Income ratio below 25-36%. Pay down credit cards to below 1/3 of their limit. 🏠 Phase 2: Defining Your "Must-Haves" How to Prepare to Buy a House in 6 Months