As of early 2026, the BNPL sector continues to grow, though the pace has slowed compared to previous years.
: Regulators have criticized "multiple payment re-presentments," where lenders attempt to reauthorize failed payments multiple times, often leading to heavy bank fees for the consumer. PAYPAL.zip
The CFPB and other regulators have highlighted several "industry risks" associated with companies like PayPal and Zip: As of early 2026, the BNPL sector continues
If you need to generate actual financial reports or report issues within the PayPal ecosystem: How do I view and download statements and reports? - PayPal As of early 2026