Businesses in certain industries (luxury goods, travel, or high-volume e-commerce) are often flagged as high-risk . This designation significantly impacts costs: : Processing fees can jump to 3.5%–5.5% .
: The most transparent model. You pay the direct cost from card networks (interchange) plus a fixed markup from the processor. merchant account cost
Every time a customer swipes or clicks "buy," several fees are triggered simultaneously: Businesses in certain industries (luxury goods, travel, or