How To Buy A House Without Credit -

The Federal Housing Administration (FHA) actually has guidelines for borrowers with "non-traditional" credit. If you have no credit history (not bad credit, but no credit), you may still qualify for an FHA loan with a down payment as low as 3.5%, provided you meet their manual underwriting criteria. 5. Consider Seller Financing

Occasionally, even consistent phone or internet bills count. 3. Save a Larger Down Payment how to buy a house without credit

Here is how you can land a mortgage and a front door key without a traditional credit history. 1. Find a "Manual Underwriting" Lender but no credit)