Your down payment isn't the only upfront cost. You should also budget an additional for: Loan origination fees Home inspections and appraisals Title insurance Property taxes and insurance escrows 💡 Pro-Tip: Down Payment Assistance
You can buy a home with as little as depending on the loan program. While 20% is great for avoiding extra fees, most first-time buyers average around 6% to 7% . 💰 Down Payment Options how much do u need down to buy a house
The standard for FHA loans , which are popular if your credit score is a bit lower. Your down payment isn't the only upfront cost