: Exclusive to veterans, active-duty service members, and eligible surviving spouses. These typically require 0% down and no monthly mortgage insurance.

: Designed for low-to-moderate income buyers in designated rural and suburban areas. These also offer 0% down options. 2. Down Payment Assistance (DPA) Programs

: Perfect for those with lower credit scores or smaller savings. You can put down as little as 3.5% with a credit score of 580.

Unlocking the Door: Your Guide to Government Assistance for Homebuying