: For more expensive models, you can often opt for monthly payments over 6 to 12 months. Note that these longer-term plans may include interest depending on your creditworthiness. Where to Shop with BNPL

Most BNPL providers for Citizen watches offer two main types of plans:

: Retailers like Macy's and Kohl's often support BNPL through their own store cards or third-party apps like Klarna or Sezzle . Featured Citizen Watches Klarna Payments - Citizen Watch US

: Accepts Klarna and Affirm at checkout.

: A specialized BNPL marketplace that offers lease-to-own and interest-free installments, even for those with bad or no credit .