Buying And Selling Real Estate May 2026

Rates are projected to average around 6% , providing some relief from the 7%+ highs of previous years.

Supply is increasing—roughly 20% higher than last year—giving buyers more choices and reducing the frequency of aggressive bidding wars.

Focus on saving for a down payment (typically 3.5% for FHA to 20% for conventional) and checking your credit score to secure the best possible mortgage rate. buying and selling real estate

Buyers are regaining some leverage, but strategic planning remains essential to navigate still-elevated costs.

Do not skip the home inspection . Ensure the home is up to code and all permits are closed by checking with the local building department. Rates are projected to average around 6% ,

National home prices are expected to grow modestly by 2% to 4% or even remain flat (0% growth) in some regions.

With more inventory available, buyers are successfully negotiating for closing-cost contributions , home warranties, or rate buydowns where the seller pays to lower the buyer's interest rate. Buyers are regaining some leverage, but strategic planning

Ten home truths on buying and selling real estate | Julius Baer