Must be occupied for the majority of the year.

Lenders categorize homes based on your intent. This affects your interest rate: Must be lived in for part of the year.

Only your main home qualifies for the $250k/$500k exclusion. Strategic Steps to Purchase

Buying A Second Primary Residence May 2026

Must be occupied for the majority of the year.

Lenders categorize homes based on your intent. This affects your interest rate: Must be lived in for part of the year. buying a second primary residence

Only your main home qualifies for the $250k/$500k exclusion. Strategic Steps to Purchase Must be occupied for the majority of the year