: Some dealerships, such as The Larson Group (TLG) , offer their own funding. This is often "buy-here-pay-here" for trucks, focusing on your ability to make the weekly or monthly payment rather than your past credit.
Traditional banks typically require a score of 640–660+, but several alternatives exist for "challenged" credit profiles: buying a 18 wheeler with bad credit
When your credit is poor, lenders "de-risk" the deal by asking for more money upfront. : Some dealerships, such as The Larson Group