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A CPN is a nine-digit number that resembles a Social Security Number (SSN). Marketers often claim these numbers can be used instead of an SSN on credit applications to bypass a poor credit history. They are sometimes marketed as "Credit Profile Numbers" or "Consumer Privacy Numbers". The Legality and Risks

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If your goal is to improve your credit, there are legal and effective ways to do so without the risks of a CPN: A CPN is a nine-digit number that resembles

: These require a deposit and help build a positive payment history. The Legality and Risks Exam cost: $309 -

: Most websites offering to "sell" a CPN are scams designed to steal your money or your actual identity. They often charge hundreds or thousands of dollars for numbers that have no legal standing. Legitimate Alternatives