Auto Insurance - Buy

Covers medical and rehabilitation costs for you and your passengers regardless of who was at fault. Note that in Ontario, some of these benefits will become optional as of July 1, 2026.

Covers non-collision damage like fire, theft, vandalism, or extreme weather. Factors Influencing Your Rate Insurers use several data points to calculate your premium: How cars measure up - Insurance Bureau of Canada buy auto insurance

Pays for repairs to your own car after an accident. Covers medical and rehabilitation costs for you and

Insurance policies are generally split between what the law requires and optional protection for your own vehicle: Factors Influencing Your Rate Insurers use several data

Buying auto insurance involves balancing mandatory legal requirements with personal financial protection. In Canada, you can purchase coverage through (who compare multiple companies), agents (who work for one company), or direct writers (buying online or via phone). Essential Coverage Types