Best Remortgage May 2026

Lenders are currently categorized by their specific strengths to help borrowers match with the best fit for their profile:

Following a period of volatility in early March due to geopolitical tensions, major UK lenders like HSBC, Santander , and Halifax have begun cutting rates. Product Type Average Rate Best Starting From ~4.79% (60% LTV) 5-Year Fixed ~4.80% (60% LTV) 2-Year Tracker Base + 0.21% ~3.96% (60% LTV) Data as of late April 2026. Strategic Advice for Remortgagors best remortgage

💡 Don't assume a "Product Transfer" (staying with your current lender) is the best deal. While convenient, it can cost you significantly more than switching to a new lender. major UK lenders like HSBC