Best Buy Credit Card Hardship Program May 2026

: Citibank may lower your APR, which is often near 30% for retail cards, for a set period (typically less than 12 months ).

The is a temporary repayment plan offered through Citibank (the card issuer) to help cardholders facing significant financial distress . Program Details & Benefits best buy credit card hardship program

: If Citibank cannot offer direct relief, organizations like DebtWave work with Best Buy to provide nonprofit credit counseling and debt management plans. Best Buy Hardship Program for Debt Payment & APR Relief : Citibank may lower your APR, which is

: Enrolling often results in your account being closed or your credit limit being significantly reduced to prevent further debt. : Citibank may lower your APR

: Some programs may include the suspension of late or over-limit fees. Eligibility Requirements