Bank Cd Access

This protects your returns from market fluctuations or falling federal interest rates.

: CDs at banks are insured by the FDIC , and those at credit unions by the NCUA , for up to $250,000 per depositor.

: This is the date the term ends, at which point you receive your initial deposit plus all earned interest.

: Gives you the option to "bump up" your interest rate once or twice if the bank’s rates for new CDs rise during your term.

: Allows you to withdraw your full balance and interest after a short initial period without paying a fee.